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About Us

Apt Capital is a Non Deposit taking Micro-Finance Institution licensed and regulated by the Uganda Micro-Finance Regulatory Authority providing financial solutions to individuals, small and medium enterprises. We are UMRA Licenced

We are UMRA Licenced
Our Vision

To be a leading provider of professional financial services in Uganda.

Our Mission

To help businesses and individuals thrive through financial solutions by earning people’strust in the most friendly and professional manner possible.

Our Values

Proactive, Reliable, Relational, Responsive, Excellence, Trustworthy

Products

We offer the following loan products with attractive interest rates

Personal loan

Personal loan

A loan to meet your personal financial needs Cash when you need to do home improvements, pay for a wedding, pay for your children's education to secure their future or buy a reliable car.
Requirements:
  • Proof of employment or business ownership
  • National Identification
  • Bank Statements/Mobile Money Statements
  • Financial Card
  • Collateral (Logbook and/or land title)
Business Loan

Business Loan

This is a product designed for extra working capital for businesses or SMEs for business expansion, stock purchasing, opening of additional locations, increasing the workforce.
Requirements:
  • Trading license
  • Certificate of registration
  • National Identification
  • Financial Card
  • Business Records and Bank Statements
  • LPOs
  • Collateral (Logbook and/or land title)
Asset Financing

Asset Financing

We Provide short terms loans to SMEs and Individuals to help them acquire assets like vehicles and machinery for their business or for personal use.
Requirements:
  • Trading license
  • Certificate of registration
  • National Identification
  • Financial Card
  • Business Records and/or Bank Statements
  • Collateral (Logbook and/or land title)
  • Asset Value
Import Duty Loans

Import Duty Loans

We provide short-term loans to individuals and/or businesses to clear their import duty taxes.
Requirements:
  • Trading license
  • Bill of Lading
  • Certificate of registration
  • National Identification
  • Financial Card
  • Business Records and/or Bank Statements
  • Collateral (Logbook and/or land title.
Log Book Loan

Log Book Loan

Use your vehicle as collateral to access a short-term loan
Requirements:
  • Proof of employment or business ownership
  • National Identification
  • Bank Statements/Mobile Money Statements
  • Financial Card and Logbook
Balloon Loan

Balloon Loan

An interest only payment plan attached to a loan whereby the final amount is paid all at once, as opposed to an amount that is divided up and paid in instalments.
Requirements:
  • Proof of employment or business ownership
  • National Identification
  • Bank Statements/Mobile Money Statements
  • Financial Card
  • Collateral (Logbook and/or land title)

Frequently Asked Questions

How long does it take to process a loan?

24 hours

What do i need to qualify for a loan?

Should be a permanent employee of a company or a Licensed business owner with a clear source of income

How much loan amount can you give me?

5,000,000 million to 300, 000, 000 million

What security do i need to get a loan from me?

Land Title or Car log Book

Still have questions?

Can’t get the answer you’re looking for? Please chat with our friendly team

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Contact info

Plot 2 - 4, Semawata Road,  
Aponye Complex Mall
Ntinda - Nakawa Division  
P.O. Box 112113 Kampala

+256784888000   
+256755336688

info@aptcapital.net

Write to us